If you regularly head into Utah’s mountain areas—whether it's Big Cottonwood Canyon for hiking or Park City during ski season—you might want to rethink your coverage. Navigating steep inclines, sharp turns, and unpredictable weather isn’t just tough on your car—it can also put you at higher risk for accidents. That’s why many drivers looking into https://www.insurancesaltlakecity.us/car-insurance-saltlakecity-utah.html options often consider extra protection.

Comprehensive and collision coverage can be a smart add-on if you spend a lot of time driving through mountainous terrain. Rockslides, falling branches, or even encounters with wildlife are more common in these regions, and basic liability coverage won’t protect your vehicle in those cases.

Additionally, towing and roadside assistance are worth including if you travel off the beaten path. Getting stranded on a canyon road without coverage can lead to unexpected costs—and a lot of frustration.

Mountain driving adds a layer of complexity that urban driving doesn’t. So while minimum coverage might be fine for city streets, it may fall short once you're in the backcountry.